Key Highlights of Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Shopping and Entertainment
Joining Fee Rs. 500
Annual Fee Rs. 500
Welcome Benefits Complimentary SonyLiv annual membership
Best Feature 4 EDGE reward points on every Rs. 200 spent
The Money Fair Rating ★★★★(4/5)

Axis Bank's My Zone credit card offers rewards for top brands such as Paytm Movies, Swiggy and Ajio. Plus, this credit card waives SonyLiv's annual fee. Key benefits of the Axis Bank My Zone credit card include:

Buy One Get One Free on Movie Tickets

With your My Zone Credit Card, you can get a 100% discount on the second movie ticket at Paytm Movies. Here are some points to consider:

  • The maximum discount in a calendar month per customer is Rs. 200
  • Use coupon code “AXIS200” to avail the discount
  • No reward points are earned on movie transactions

40% off on Swiggy

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • The maximum discount is capped at Rs. 120 per order
  • The offer is applicable on a minimum spend of Rs. 200
  • Use coupon code “AXIS40” to avail the discount
  • You can avail the discount up to 4 times a month

Free SonyLiv 1 Year Subscription

This card comes with a free SonyLiv Premium annual subscription worth Rs. 999 for the first issue within the first 30 days of card issuance. Eligible customers will receive a voucher code via her SMS on her registered mobile number. Also, with Rs you are eligible to renew SonyLiv Premium Membership. 1.5 lakh per card anniversary year.

Flat Rs. 600 off at Ajio

You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code “AXISMYZONE” to avail the discount. Also, this offer is applicable on selected styles only.

Reward Points

With your Axis Bank My Zone Credit Card, you are entitled to earn EDGE reward points on every purchase you make as per the below details:

  • 4 EDGE reward points on every Rs. 200 spent via this credit card

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of Axis Bank My Zone Credit Card

Following are the additional Axis Bank My Zone Credit Card benefits:

  • 1 complimentary access to select airport lounges within India per calendar quarter
  • 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000
  • Convert your transactions of Rs. 2,500 and above into EMIs
  • Up to 20% off at partner restaurants in India under the ‘Dining Delights’ program

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Axis Bank My Zone Credit Card: Fees & Charges

The fees and charges applicable to Axis Bank My Zone Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 500

Annual/ Renewal Fee

Rs. 500

Finance Charges

3.6% p.m. (52.86% p.a.)

Late Payment Fee

  • Less than Rs. 500
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Aside from average perks at movies and online shopping, the card doesn't offer much more than that. This is a beginner's card and is perfect for:

  • Go to the cinema regularly
  • Want to get rewards for regular purchases
  • Want to pay a small fee of Rs. 500

Click here to apply for this credit card. 

Pros Cons
  • Decent cashback on movie ticket bookings
  • Easy options to redeem rewards
  • Satisfying rewards with popular brands like Paytm, Ajio and Swiggy
  • Only 1 complimentary lounge access 
  • Low rewards rate
  • High interest rate (52.86% per annum)

Q.  Can I earn points for fuel transactions using my Axis Bank My Zone credit card?

A. No, you cannot earn Rewards Points on Film, Fuel, and EMI transactions. However, a fuel surcharge waiver of 1% is available subject to a maximum exemption of Rs 400 per instruction cycle. This fuel surcharge exemption applies to transactions between Rs. 400 and Rs. 4,000.

Q. How do I apply for the Axis Bank My Zone credit card?

A. You can apply for the Axis Bank My Zone credit card online by contacting us through our website. You can also apply for the card by visiting your nearest Axis Bank branch.

Q. Can I withdraw money from my Axis Bank My Zone Credit Card?

A. Yes, you can withdraw money from your Axis Bank My Zone Credit Card. However, you will be charged a cash advance fee and a higher interest rate on the amount withdrawn.

Q. What is the foreign transaction fee charged by Axis Bank Myzone credit card?

A. The foreign currency fee charged by the Axis Bank Myzone credit card is 3.5% of the transaction amount. As such, it is not an ideal credit card for foreign currency transactions due to its high fees.

Q. I don't have a bank account. Can I apply for an Axis Bank My Zone credit card?

A. Yes, you can apply even if you do not have a bank account. However, to apply for this credit card, you must meet the required eligibility criteria. Banks like to issue credit cards to people with good credit (preferably he is over 750).